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Journal : JESI (Jurnal Ekonomi Syariah Indonesia)

Analisis Pengaruh Inflasi, Produk Domestik Bruto (PDB), Dan Nilai Tukar Terhadap Tabungan Mudharabah Pada Bank Umum Syariah (Periode 2013-2017) Rita Nur Wahyuningrum; Aan Zainul Anwar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 8, No 2 (2018)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (340.962 KB) | DOI: 10.21927/jesi.2018.8(2).138-147

Abstract

This study aims to analyze the effect of inflation, gross domestic product (GDP) and rupiah exchange rate on Mudharabah savings in Islamic banking in Indonesia. The data used is time series data for the period March 2013 to September 2017, which was published by Bank Indonesia from the Islamic Banking Statistics Report and the Central Statistics Agency. The technique of analyzing the research is qualitative with the method of Multiple Linear Regression. The results of this study indicate that simultaneously the Inflation, Gross Domestic Product (GDP) and Exchange Rate variables together have a significant effect on Mudharabah Savings. While partially only the Exchange Rate variable has a significant effect on Mudharabah Savings. Inflation Variables and Gross Domestic Product (GDP) have no significant effect on Mudharabah Savings. Keyword: inflation, gross domestic product, exchange rate, mudharabah saving
Implementasi Syariah Compliance pada Akad Murabahah dan Ijarah (Studi Kasus Pada KSPPS BMT Fastabiq Jepara) Silvia Dora Bonita; Aan Zainul Anwar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 7, No 2 (2017)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (202.08 KB) | DOI: 10.21927/jesi.2017.7(2).90-99

Abstract

This study aims to determine: 1) the principles of financing agreement murabaha and Ijarah in accordance with Islamic law, 2) the implementation of the financing agreement murabaha and Ijarah, and 3) the factors that caused the broken promise in murabaha and ijarah financing agreement in BMT Fastabiq Jepara well as a way to resolve. This research is a field research with a qualitative approach, the research has the characteristics that the data declared in a state appropriately or as their (natural setting), with no change in the shape of symbols or numbers and descriptive based on questions how. And data processing technique is to use a qualitative descriptive technique. The results of the analysis show that: 1) The principles of murabaha financing agreement on BMT Fastabiq Jepara accordance with Islamic sharia as the murabaha financing agreement executed included also wakalah. The principle of Ijarah financing agreement yet on BMT Fastabiq Jepara accordance with Islamic sharia because it is not included wakalah in it. 2) Execution of Murabahah and Ijarah financing agreement in Jepara Fastabiq BMT carried out according to established procedures BMT Fastabiq Jepara. And 3) the factors that led to broken promises in murabaha and Ijarah financing agreement in BMT Fastabiq Jepara is internal and external factors. The steps undertaken BMT Fastabiq Jepara in overcoming these factors include identifying the problem, if there is a problem that complicated it will be a step family, but if they can not be resolved then it will be taken legal action.
Faktor yang Mempengaruhi Masyarakat dalamMenyalurkan Zakat, Infak, SedekahMelalui Platform Crowdfunding Prysca Anggita Putri; Aan Zainul Anwar
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 12, No 2 (2022)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract This study aims to find out the factor religious, campaign, platform innovation, accesbility, and environment toward the distribution of zakat, infka, alms, through online. This research use descriptive quantitative method, with multiple linear regression test tools. Data obtained through questionnaires and observation from digital media users who milk to distribute zakat, infak, alms through online. Factors studied include; religiosity, campaign, platform innovation, accessibility and the environment. The result of this study show religiosity, campaign, and accessibility have a positive and significant effect on the distribution of zakat, infak,alms online. Platform innovation have a positive and insignificant effect and the environment has no effect on the distribution of zakat, infak, alms online.AbstrakPenelitian ini bertujuan untuk mengetahui faktor religusitas, kampanye atau campaign, inovasi platform, aksesibilitas, dan lingkungan terhadap masyarakat dalam menyalurkan zakat, infak, sedekah, secara online. Penelitian ini menggunakan metode kuantitatif deskriptif, dengan alat uji regresi linier berganda. Data diperoleh melalui kuisioner dan observasi dari para pengguna media digital yang perah menyalurkan zakat, infak, sedekah secara online. Faktor yang diteliti antara lain; religiusitas, campanye/campaign, inovasi platform, aksesibilitas dan lingkungan. Hasil penelitian ini menunjukkan reigiusitas, kampanye atau campaign dan aksesibilitas berpengaruh positif dan dignifikan terhadap penyaluran zakat, infak, sedekah secara online, Inovasi platform berpengaruh positif namun tidak signifikan, dan lingkungan tidak berpengaruh terhadap penyaluran zakat, infak, sedekah, secara online.